Tuesday, June 30, 2009

How To Use Reverse Telephone Directories To Beat Identity Theft

By Marc Marseille

Identity theft has seen a rise in the past few years. Besides the inconvenience of such a crime, it can also be a very emotional experience for victims involved. For this reason it is imperative to follow some guidelines to avoid becoming a victim.

The first thing you should do to protect yourself is to get a copy of your credit report. Your credit report can reveal if someone is in the process of using your credit profile or if you are already a victim of a fraud.

In the unfortunate event that you credit profile has already been expose to identity thieves, you should contact your local police immediately to file a report. This situation is not one that is easily resolved. It can actually take years. That is the reason why so many companies promote preventative measures.

The prevention of identity theft can be achieve by acquiring several different measures. Credit card companies offer a small monthly fee to prevent such occurences. You can also use a private company.

Another good preventative option is to use services like reverse telephone search. Many criminals nowadays have the guts to even call your home pretending to be a creditor. You should never divulge valuable info over the phone to companies that seem suspicious.

If you receive a call that you think may be from a bogus company, you can use the reverse phone lookup service to find out the information of the caller. This service even works for cell phone numbers as well as unlisted numbers.

To make sure that all incoming calls are revealed in your caller id, you can place a block on your phone for anyone who hides their phone number. This feature will ensure that you always have the ability to trace telephone numbers.

Being more safe with your identity will ensure that you are not extremely sorry later. The high cost and frustration of dealing with identity theft and the penalty that comes with it is definitely worth the extra security measures. - 22787

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